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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,214 | $148,582-83.7% | $135,942-82.2% | $139,456-82.6% |
| Participation rate | 56.3% | 83.9%-27.6pp | 81.9%-25.7pp | 80.3%-24.1pp |
| Annual return | 12.66% | 79.26%-66.6pp | 68.28%-55.6pp | 373.45%-360.8pp |
| Employer contribution / active EE | $2,058 | $5,245-60.8% | $4,858-57.6% | $4,753-56.7% |
| Participant deferral / active EE | $4,685 | $8,101-42.2% | $7,759-39.6% | $6,711-30.2% |
| Admin fee / account holder | $428 | $12,402-96.5% | $10,764-96.0% | $11,407-96.2% |