Retirement plan

EFPR GROUP LLP 401(K) PROFIT SHARING PLAN

Name: EFPR GROUP LLP - EFPR GROUP LLP 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: EFPR GROUP LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EFPR GROUP LLP 401(K) PROFIT SHARING PLAN, EFPR GROUP LLP

EFPR GROUP LLPEIN 47-2070220Plan #001PY 2015

280 KENNETH DR., SUITE 100 - ROCHESTER, NY 14623585-427-8900

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$19.4M

No prior year

Total participants

297

No prior year

Average account balance

$69,464

No prior year

Annual return

-1.54%

No prior year

Benchmarks

See 4,662 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort4,662 peers

Snapshot2015

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$33.73M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$182K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

185

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.55M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$286

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
UBS FINANCIAL SERVICES INC1+ years Filed as: UBS FINANCIAL SERVICES INC. Service code 28 400 LINDEN OAKS · ROCHESTER, NY 14625	Investment Management	$67,559
EPIC RETIREMENT PLAN SERVICES1+ years Filed as: EPIC ADVISORS, INC. Service code 15 · EIN 16-1450952	Recordkeeping	$12,316
BELTZ IANNI & ASSOCIATES DBA ENHANC1+ years Filed as: BELTZ IANNI & ASSOCIATES Service code 26 · EIN 27-1878708	Advisory (Participants)	$6,002
FIDELITY INVESTMENTS INSTITUTIONAL1+ years Filed as: FIDELITY INVESTMENTS Service code 19 · EIN 06-1194217	Securities Custodian	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2R2T3B3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$88K

$451 / participant

Investment mgmt$63K71.2%
Other / not subdivided$25K28.8%

% of EOY assets

0.454%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: GOLDSTEIN KARLEWICZ & GOLDSTEIN LLP
Auditor EIN: 133692922
Audit fees: (not subdivided)
Opinion code: Disclaimer

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Metric

This plan

Peer set

Industry

Size

Avg account balance

$69,464

$70,002-0.8%

$115,037-39.6%

$52,331+32.7%

Participation rate

90.8%

72.1%+18.7pp

81.4%+9.4pp

68.1%+22.7pp

Annual return

-1.54%

4.04%-5.6pp

26.14%-27.7pp

4.54%-6.1pp

Employer contribution / active EE

$2,881

$2,715+6.1%

$4,608-37.5%

$1,882+53.1%

Participant deferral / active EE

$6,416

$4,920+30.4%

$6,026+6.5%

$3,022+112.3%

Admin fee / account holder

$315

$566-44.3%

$8,175-96.1%

$592-46.7%

Provider

Service type

Compensation

UBS FINANCIAL SERVICES INC1+ years

Filed as: UBS FINANCIAL SERVICES INC.

Service code 28

400 LINDEN OAKS · ROCHESTER, NY 14625

Investment Management

$67,559

EPIC RETIREMENT PLAN SERVICES1+ years

Filed as: EPIC ADVISORS, INC.

Service code 15 · EIN 16-1450952

Recordkeeping

$12,316

BELTZ IANNI & ASSOCIATES DBA ENHANC1+ years

Filed as: BELTZ IANNI & ASSOCIATES

Service code 26 · EIN 27-1878708

Advisory (Participants)

$6,002

FIDELITY INVESTMENTS INSTITUTIONAL1+ years

Filed as: FIDELITY INVESTMENTS

Service code 19 · EIN 06-1194217

Securities Custodian

EFPR GROUP LLP 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EFPR GROUP LLP 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion