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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,744 | $190,879-75.0% | $160,009-70.2% | $134,532-64.5% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.0%+2.0pp | 81.2%-1.2pp |
| Annual return | -28.39% | 552.63%-581.0pp | 408.85%-437.2pp | 418.27%-446.7pp |
| Employer contribution / active EE | $3,170 | $4,995-36.5% | $4,225-25.0% | $4,741-33.1% |
| Participant deferral / active EE | $4,734 | $6,924-31.6% | $6,183-23.4% | $6,401-26.0% |
| Admin fee / account holder | $629 | $10,495-94.0% | $8,715-92.8% | $11,429-94.5% |