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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,199 | $211,946-75.8% | $169,452-69.8% | $135,380-62.2% |
| Participation rate | 62.5% | 82.6%-20.1pp | 77.8%-15.3pp | 82.6%-20.1pp |
| Annual return | 0.00% | 3.26%-3.3pp | 1.83%-1.8pp | 519.81%-519.8pp |
| Employer contribution / active EE | $1,112 | $5,117-78.3% | $4,157-73.2% | $4,779-76.7% |
| Participant deferral / active EE | $7,024 | $6,075+15.6% | $5,277+33.1% | $5,609+25.2% |
| Admin fee / account holder | $314 | $11,472-97.3% | $9,110-96.5% | $10,828-97.1% |