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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,219 | $211,224-56.8% | $178,505-48.9% | $145,897-37.5% |
| Participation rate | 83.3% | 80.8%+2.5pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 18.44% | 30.28%-11.8pp | 27.16%-8.7pp | 552.29%-533.9pp |
| Employer contribution / active EE | $4,022 | $4,577-12.1% | $3,955+1.7% | $4,663-13.7% |
| Participant deferral / active EE | $10,809 | $6,966+55.2% | $6,280+72.1% | $6,689+61.6% |
| Admin fee / account holder | $1,599 | $12,109-86.8% | $10,428-84.7% | $13,390-88.1% |