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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,316 | $67,606-65.5% | $82,313-71.7% | $70,131-66.8% |
| Participation rate | 83.8% | 72.8%+11.0pp | 76.9%+6.9pp | 69.5%+14.2pp |
| Annual return | 24.67% | 21.57%+3.1pp | 25.88%-1.2pp | 73.14%-48.5pp |
| Employer contribution / active EE | $1,212 | $1,755-31.0% | $2,428-50.1% | $2,342-48.3% |
| Participant deferral / active EE | $2,921 | $2,987-2.2% | $3,706-21.2% | $3,332-12.3% |
| Admin fee / account holder | $761 | $4,512-83.1% | $5,608-86.4% | $4,645-83.6% |