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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,456 | $113,338-37.8% | $94,993-25.8% | $147,585-52.3% |
| Participation rate | 63.6% | 78.0%-14.3pp | 73.9%-10.2pp | 82.8%-19.2pp |
| Annual return | 12.30% | 20.80%-8.5pp | 27.14%-14.8pp | 578.58%-566.3pp |
| Employer contribution / active EE | $1,753 | $3,160-44.5% | $2,603-32.7% | $4,876-64.0% |
| Participant deferral / active EE | $3,654 | $3,777-3.3% | $3,317+10.2% | $5,439-32.8% |
| Admin fee / account holder | $864 | $6,063-85.7% | $4,960-82.6% | $10,886-92.1% |