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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,527 | $84,551-81.6% | $61,452-74.7% | $134,532-88.5% |
| Participation rate | 12.5% | 62.2%-49.7pp | 52.6%-40.1pp | 81.2%-68.7pp |
| Annual return | -16.78% | 585.39%-602.2pp | 338.96%-355.7pp | 418.27%-435.0pp |
| Employer contribution / active EE | $343 | $1,545-77.8% | $1,160-70.4% | $4,741-92.8% |
| Participant deferral / active EE | $1,974 | $2,818-30.0% | $2,125-7.1% | $6,401-69.2% |
| Admin fee / account holder | $2,252 | $2,587-13.0% | $2,131+5.7% | $11,429-80.3% |