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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,057 | $27,632-92.6% | $61,452-96.7% | $68,486-97.0% |
| Participation rate | 65.5% | 39.5%+25.9pp | 52.6%+12.9pp | 67.9%-2.4pp |
| Annual return | -30.78% | -13.24%-17.5pp | 338.96%-369.7pp | -7.85%-22.9pp |
| Employer contribution / active EE | $505 | $696-27.5% | $1,160-56.5% | $2,597-80.6% |
| Participant deferral / active EE | $823 | $1,264-34.8% | $2,125-61.2% | $4,028-79.6% |
| Admin fee / account holder | $131 | $2,010-93.5% | $2,131-93.8% | $5,404-97.6% |