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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,987 | $81,763-89.0% | $58,561-84.7% | $139,466-93.6% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 14.70% | 7427.77%-7413.1pp | 4251.33%-4236.6pp | 373.66%-359.0pp |
| Employer contribution / active EE | $1,682 | $1,398+20.3% | $1,053+59.6% | $4,754-64.6% |
| Participant deferral / active EE | $788 | $2,555-69.2% | $1,923-59.0% | $6,712-88.3% |
| Admin fee / account holder | $963 | $3,273-70.6% | $2,520-61.8% | $11,409-91.6% |