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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,644 | $104,116-91.7% | $71,089-87.8% | $135,380-93.6% |
| Participation rate | 57.1% | 65.7%-8.5pp | 54.6%+2.5pp | 82.6%-25.5pp |
| Annual return | -8.97% | 1256.51%-1265.5pp | 650.65%-659.6pp | 519.81%-528.8pp |
| Employer contribution / active EE | $0 | $1,485-100.0% | $1,088-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,140 | $2,524-15.2% | $1,873+14.3% | $5,609-61.8% |
| Admin fee / account holder | $0 | $4,142-100.0% | $3,082-100.0% | $10,828-100.0% |