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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,494 | $115,866-85.8% | $65,328-74.8% | $139,456-88.2% |
| Participation rate | 30.0% | 67.8%-37.8pp | 64.9%-34.9pp | 80.3%-50.3pp |
| Annual return | 18.05% | 31.21%-13.2pp | 47.39%-29.3pp | 373.45%-355.4pp |
| Employer contribution / active EE | $322 | $2,600-87.6% | $1,692-80.9% | $4,753-93.2% |
| Participant deferral / active EE | $1,133 | $4,242-73.3% | $2,832-60.0% | $6,711-83.1% |
| Admin fee / account holder | $57 | $6,705-99.1% | $4,116-98.6% | $11,407-99.5% |