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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,141 | $102,609-78.4% | $98,090-77.4% | $138,895-84.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 14.65% | 36.44%-21.8pp | 37.05%-22.4pp | 145.39%-130.7pp |
| Employer contribution / active EE | $6,616 | $3,867+71.1% | $3,606+83.5% | $4,194+57.7% |
| Participant deferral / active EE | $27,062 | $8,167+231.4% | $7,845+245.0% | $6,396+323.1% |
| Admin fee / account holder | $4,303 | $11,434-62.4% | $11,815-63.6% | $12,562-65.7% |