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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,601 | $58,587-52.9% | $83,322-66.9% | $64,173-57.0% |
| Participation rate | 87.6% | 72.0%+15.6pp | 77.8%+9.9pp | 69.6%+18.1pp |
| Annual return | -1.17% | 9.65%-10.8pp | 10.64%-11.8pp | 7.63%-8.8pp |
| Employer contribution / active EE | $4,102 | $2,098+95.5% | $3,379+21.4% | $2,381+72.3% |
| Participant deferral / active EE | $6,751 | $4,654+45.0% | $5,565+21.3% | $3,470+94.6% |
| Admin fee / account holder | $5,524 | $9,279-40.5% | $7,540-26.7% | $4,887+13.0% |