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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,765 | $29,716-87.3% | $56,077-93.3% | $80,925-95.3% |
| Participation rate | 43.3% | 41.7%+1.6pp | 52.5%-9.2pp | 67.7%-24.3pp |
| Annual return | 12.53% | 35.30%-22.8pp | 1709.28%-1696.7pp | 35.65%-23.1pp |
| Employer contribution / active EE | $270 | $671-59.7% | $1,040-74.0% | $2,756-90.2% |
| Participant deferral / active EE | $274 | $1,228-77.7% | $1,954-86.0% | $4,299-93.6% |
| Admin fee / account holder | $215 | $2,432-91.2% | $2,825-92.4% | $6,940-96.9% |