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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,840 | $27,936-89.8% | $58,561-95.2% | $75,173-96.2% |
| Participation rate | 34.6% | 38.8%-4.2pp | 50.9%-16.3pp | 67.2%-32.6pp |
| Annual return | 28.03% | 44.21%-16.2pp | 4251.33%-4223.3pp | 160.72%-132.7pp |
| Employer contribution / active EE | $308 | $670-53.9% | $1,053-70.7% | $2,671-88.5% |
| Participant deferral / active EE | $313 | $1,202-74.0% | $1,923-83.7% | $4,126-92.4% |
| Admin fee / account holder | $173 | $1,727-90.0% | $2,520-93.1% | $5,651-96.9% |