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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,357 | $93,117-82.4% | $77,096-78.8% | $134,532-87.8% |
| Participation rate | 47.1% | 74.5%-27.4pp | 67.9%-20.9pp | 81.2%-34.2pp |
| Annual return | -13.93% | 62.67%-76.6pp | 42.35%-56.3pp | 418.27%-432.2pp |
| Employer contribution / active EE | $0 | $3,420-100.0% | $2,814-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,879 | $5,241-64.1% | $4,429-57.6% | $6,401-70.6% |
| Admin fee / account holder | $13 | $6,948-99.8% | $5,428-99.8% | $11,429-99.9% |