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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,539 | $157,276-63.4% | $141,177-59.2% | $152,885-62.4% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 13.57% | 64.33%-50.8pp | 71.40%-57.8pp | 345.39%-331.8pp |
| Employer contribution / active EE | $8,464 | $5,262+60.9% | $4,736+78.7% | $4,763+77.7% |
| Participant deferral / active EE | $7,950 | $7,110+11.8% | $6,710+18.5% | $5,851+35.9% |
| Admin fee / account holder | $3,699 | $12,123-69.5% | $10,263-64.0% | $11,598-68.1% |