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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,695 | $148,582-88.1% | $135,942-87.0% | $139,456-87.3% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 37.69% | 79.26%-41.6pp | 68.28%-30.6pp | 373.45%-335.8pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,858-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $14,453 | $8,101+78.4% | $7,759+86.3% | $6,711+115.4% |
| Admin fee / account holder | $2,084 | $12,402-83.2% | $10,764-80.6% | $11,407-81.7% |