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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,682 | $27,632-46.9% | $61,399-76.1% | $68,495-78.6% |
| Participation rate | 22.6% | 39.5%-16.9pp | 52.6%-29.9pp | 67.9%-45.3pp |
| Annual return | -14.91% | -13.24%-1.7pp | 338.81%-353.7pp | -7.84%-7.1pp |
| Employer contribution / active EE | $487 | $696-30.0% | $1,159-58.0% | $2,596-81.2% |
| Participant deferral / active EE | $902 | $1,264-28.6% | $2,124-57.6% | $4,028-77.6% |
| Admin fee / account holder | $435 | $2,010-78.3% | $2,131-79.6% | $5,403-91.9% |