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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,249 | $166,242-38.5% | $165,071-38.1% | $145,884-29.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 14.99% | 100.44%-85.5pp | 70.17%-55.2pp | 551.85%-536.9pp |
| Employer contribution / active EE | $12,552 | $5,283+137.6% | $4,347+188.7% | $4,662+169.2% |
| Participant deferral / active EE | $21,585 | $6,964+209.9% | $6,035+257.7% | $6,690+222.7% |
| Admin fee / account holder | $43,641 | $16,658+162.0% | $12,695+243.8% | $13,392+225.9% |