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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,689 | $154,209-51.6% | $130,062-42.6% | $139,487-46.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 169.15% | 32.52%+136.6pp | -137.37%+306.5pp | 373.84%-204.7pp |
| Employer contribution / active EE | $7,869 | $5,292+48.7% | $4,322+82.1% | $4,755+65.5% |
| Participant deferral / active EE | $17,284 | $6,709+157.6% | $5,821+196.9% | $6,713+157.5% |
| Admin fee / account holder | $15,622 | $13,988+11.7% | $10,601+47.4% | $11,407+36.9% |