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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,249 | $166,020-38.4% | $164,866-38.0% | $145,959-29.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 14.99% | 100.08%-85.1pp | 69.97%-55.0pp | 561.95%-547.0pp |
| Employer contribution / active EE | $12,552 | $5,275+138.0% | $4,343+189.0% | $4,661+169.3% |
| Participant deferral / active EE | $21,585 | $6,961+210.1% | $6,033+257.8% | $6,689+222.7% |
| Admin fee / account holder | $43,641 | $16,644+162.2% | $12,689+243.9% | $13,398+225.7% |