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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,759 | $106,247-59.8% | $96,515-55.7% | $139,466-69.3% |
| Participation rate | 66.7% | 77.8%-11.2pp | 74.3%-7.7pp | 80.3%-13.7pp |
| Annual return | 16.81% | 38.47%-21.7pp | 35.73%-18.9pp | 373.66%-356.9pp |
| Employer contribution / active EE | $1,489 | $4,106-63.7% | $3,740-60.2% | $4,754-68.7% |
| Participant deferral / active EE | $2,893 | $5,456-47.0% | $4,880-40.7% | $6,712-56.9% |
| Admin fee / account holder | $49 | $7,885-99.4% | $6,735-99.3% | $11,409-99.6% |