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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,155 | $124,346-74.9% | $111,308-72.0% | $167,536-81.4% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 12.94% | 37.45%-24.5pp | 54.67%-41.7pp | 478.82%-465.9pp |
| Employer contribution / active EE | $2,728 | $3,437-20.6% | $2,732-0.1% | $4,839-43.6% |
| Participant deferral / active EE | $4,157 | $5,182-19.8% | $4,487-7.4% | $6,342-34.4% |
| Admin fee / account holder | $2,608 | $10,621-75.4% | $7,965-67.3% | $12,315-78.8% |