Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,837 | $57,352-84.6% | $83,830-89.5% | $64,173-86.2% |
| Participation rate | 48.8% | 68.6%-19.8pp | 76.1%-27.3pp | 69.6%-20.7pp |
| Annual return | -8.97% | 11.38%-20.4pp | 850.97%-859.9pp | 7.63%-16.6pp |
| Employer contribution / active EE | $0 | $2,546-100.0% | $3,631-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,410 | $2,993-19.5% | $4,082-41.0% | $3,470-30.5% |
| Admin fee / account holder | $756 | $4,046-81.3% | $5,479-86.2% | $4,887-84.5% |