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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $2,194 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,736 | $39,458+15.9% | $60,547-24.5% | $55,191-17.1% |
| Participation rate | 33.4% | 59.6%-26.2pp | 68.0%-34.5pp | 69.2%-35.7pp |
| Annual return | 1.01% | 3.35%-2.3pp | 335.64%-334.6pp | 10.78%-9.8pp |
| Employer contribution / active EE | $484 | $1,210-60.0% | $2,419-80.0% | $1,899-74.5% |
| Participant deferral / active EE | $865 | $2,140-59.6% | $3,328-74.0% | $3,046-71.6% |
| Admin fee / account holder | $13 | $95-86.2% | $4,536-99.7% | $91-85.5% |