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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,375 | $44,103-81.0% | $75,826-89.0% | $64,181-87.0% |
| Participation rate | 81.1% | 62.7%+18.3pp | 68.2%+12.9pp | 69.6%+11.5pp |
| Annual return | -7.06% | -4.72%-2.3pp | 1914.15%-1921.2pp | 7.63%-14.7pp |
| Employer contribution / active EE | $1,464 | $1,446+1.2% | $1,913-23.5% | $2,381-38.5% |
| Participant deferral / active EE | $1,632 | $2,204-25.9% | $2,862-43.0% | $3,470-53.0% |
| Admin fee / account holder | $2,893 | $3,506-17.5% | $4,726-38.8% | $4,887-40.8% |