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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,190 | $124,330-53.2% | $109,173-46.7% | $167,536-65.3% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 14.98% | 26.04%-11.1pp | 25.75%-10.8pp | 478.82%-463.8pp |
| Employer contribution / active EE | $10,551 | $4,209+150.7% | $3,723+183.4% | $4,839+118.0% |
| Participant deferral / active EE | $19,191 | $5,256+265.1% | $4,654+312.4% | $6,342+202.6% |
| Admin fee / account holder | $613 | $7,974-92.3% | $6,755-90.9% | $12,315-95.0% |