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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,436 | $115,814-60.8% | $101,275-55.1% | $158,982-71.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | -12.06% | 56.16%-68.2pp | 46.48%-58.5pp | 302.99%-315.1pp |
| Employer contribution / active EE | $4,380 | $4,176+4.9% | $3,660+19.7% | $4,763-8.0% |
| Participant deferral / active EE | $8,112 | $4,958+63.6% | $4,371+85.6% | $5,983+35.6% |
| Admin fee / account holder | $556 | $7,249-92.3% | $5,948-90.7% | $11,252-95.1% |