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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,821 | $135,956-54.5% | $123,894-50.1% | $273,972-77.4% |
| Participation rate | 91.7% | 84.1%+7.6pp | 81.4%+10.3pp | 83.0%+8.7pp |
| Annual return | 4.72% | 56.63%-51.9pp | 47.52%-42.8pp | 41.46%-36.7pp |
| Employer contribution / active EE | $21,023 | $5,170+306.7% | $4,617+355.4% | $4,869+331.8% |
| Participant deferral / active EE | $6,425 | $6,343+1.3% | $5,984+7.4% | $5,287+21.5% |
| Admin fee / account holder | $15,272 | $9,817+55.6% | $8,357+82.7% | $10,133+50.7% |