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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,916 | $96,361-17.1% | $80,607-0.9% | $139,456-42.7% |
| Participation rate | 71.4% | 73.6%-2.2pp | 67.0%+4.4pp | 80.3%-8.9pp |
| Annual return | 14.51% | 1350.95%-1336.4pp | 936.11%-921.6pp | 373.45%-358.9pp |
| Employer contribution / active EE | $4,138 | $3,262+26.8% | $2,724+51.9% | $4,753-12.9% |
| Participant deferral / active EE | $9,049 | $5,232+73.0% | $4,448+103.5% | $6,711+34.8% |
| Admin fee / account holder | $1,128 | $6,601-82.9% | $5,379-79.0% | $11,407-90.1% |