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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,903 | $84,551-90.7% | $61,452-87.1% | $134,532-94.1% |
| Participation rate | 58.3% | 62.2%-3.9pp | 52.6%+5.8pp | 81.2%-22.9pp |
| Annual return | -17.49% | 585.39%-602.9pp | 338.96%-356.4pp | 418.27%-435.8pp |
| Employer contribution / active EE | $640 | $1,545-58.6% | $1,160-44.8% | $4,741-86.5% |
| Participant deferral / active EE | $1,971 | $2,818-30.1% | $2,125-7.3% | $6,401-69.2% |
| Admin fee / account holder | $121 | $2,587-95.3% | $2,131-94.3% | $11,429-98.9% |