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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,576 | $104,106-81.2% | $71,086-72.5% | $135,382-85.5% |
| Participation rate | 18.2% | 65.7%-47.5pp | 54.7%-36.5pp | 82.6%-64.5pp |
| Annual return | -12.00% | 1256.30%-1268.3pp | 650.59%-662.6pp | 519.77%-531.8pp |
| Employer contribution / active EE | $293 | $1,485-80.2% | $1,088-73.0% | $4,779-93.9% |
| Participant deferral / active EE | $1,616 | $2,527-36.1% | $1,874-13.8% | $5,609-71.2% |
| Admin fee / account holder | $786 | $4,142-81.0% | $3,082-74.5% | $10,829-92.7% |