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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,465 | $69,118+7.7% | $53,647+38.8% | $138,895-46.4% |
| Participation rate | 25.0% | 64.0%-39.0pp | 56.3%-31.3pp | 79.9%-54.9pp |
| Annual return | 21.96% | 248.26%-226.3pp | 358.33%-336.4pp | 145.39%-123.4pp |
| Employer contribution / active EE | $457 | $1,189-61.6% | $962-52.5% | $4,194-89.1% |
| Participant deferral / active EE | $2,527 | $2,274+11.1% | $1,813+39.4% | $6,396-60.5% |
| Admin fee / account holder | $4,991 | $2,724+83.2% | $2,460+102.9% | $12,562-60.3% |