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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,226 | $81,763-41.0% | $58,561-17.6% | $139,466-65.4% |
| Participation rate | 50.0% | 61.3%-11.3pp | 50.9%-0.9pp | 80.3%-30.3pp |
| Annual return | 91.28% | 7427.77%-7336.5pp | 4251.33%-4160.0pp | 373.66%-282.4pp |
| Employer contribution / active EE | $1,350 | $1,398-3.4% | $1,053+28.2% | $4,754-71.6% |
| Participant deferral / active EE | $4,082 | $2,555+59.8% | $1,923+112.3% | $6,712-39.2% |
| Admin fee / account holder | $845 | $3,273-74.2% | $2,520-66.5% | $11,409-92.6% |