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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,605 | $27,924+113.5% | $58,544+1.8% | $75,181-20.7% |
| Participation rate | 25.5% | 38.8%-13.4pp | 50.9%-25.4pp | 67.2%-41.7pp |
| Annual return | 20.56% | 44.20%-23.6pp | 4249.56%-4229.0pp | 160.69%-140.1pp |
| Employer contribution / active EE | $471 | $669-29.7% | $1,053-55.3% | $2,671-82.4% |
| Participant deferral / active EE | $1,268 | $1,202+5.5% | $1,923-34.1% | $4,126-69.3% |
| Admin fee / account holder | $1,693 | $1,726-1.9% | $2,520-32.8% | $5,650-70.0% |