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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,774 | $37,436-76.6% | $77,513-88.7% | $79,858-89.0% |
| Participation rate | 22.4% | 41.5%-19.1pp | 54.2%-31.8pp | 69.6%-47.2pp |
| Annual return | 24.97% | 39.75%-14.8pp | 54.81%-29.8pp | 31.72%-6.8pp |
| Employer contribution / active EE | $259 | $637-59.3% | $987-73.7% | $2,471-89.5% |
| Participant deferral / active EE | $773 | $1,261-38.6% | $1,861-58.4% | $3,740-79.3% |
| Admin fee / account holder | $654 | $2,505-73.9% | $2,859-77.1% | $5,306-87.7% |