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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,126 | $76,634-55.5% | $56,054-39.1% | $145,978-76.6% |
| Participation rate | 35.0% | 63.2%-28.2pp | 52.5%-17.5pp | 80.3%-45.3pp |
| Annual return | 14.92% | 3004.33%-2989.4pp | 1705.95%-1691.0pp | 550.52%-535.6pp |
| Employer contribution / active EE | $693 | $1,380-49.8% | $1,039-33.3% | $4,662-85.1% |
| Participant deferral / active EE | $3,267 | $2,622+24.6% | $1,952+67.4% | $6,690-51.2% |
| Admin fee / account holder | $3,594 | $3,321+8.2% | $2,822+27.3% | $13,400-73.2% |