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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,648 | $29,736+3.1% | $56,033-45.3% | $80,935-62.1% |
| Participation rate | 47.1% | 41.7%+5.4pp | 52.5%-5.4pp | 67.7%-20.6pp |
| Annual return | 14.18% | 35.28%-21.1pp | 1711.38%-1697.2pp | 35.66%-21.5pp |
| Employer contribution / active EE | $712 | $671+6.0% | $1,041-31.6% | $2,757-74.2% |
| Participant deferral / active EE | $2,268 | $1,228+84.6% | $1,954+16.1% | $4,299-47.2% |
| Admin fee / account holder | $1,723 | $2,434-29.2% | $2,827-39.1% | $6,924-75.1% |