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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,525 | $110,629-83.3% | $80,784-77.1% | $167,553-88.9% |
| Participation rate | 62.5% | 64.0%-1.5pp | 54.2%+8.3pp | 82.1%-19.6pp |
| Annual return | 98.67% | 120.58%-21.9pp | 87.31%+11.4pp | 478.89%-380.2pp |
| Employer contribution / active EE | $765 | $1,543-50.4% | $1,160-34.1% | $4,840-84.2% |
| Participant deferral / active EE | $2,604 | $2,871-9.3% | $2,145+21.4% | $6,343-58.9% |
| Admin fee / account holder | $1,181 | $4,547-74.0% | $3,380-65.1% | $12,316-90.4% |