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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,964 | $29,716+31.1% | $56,077-30.5% | $80,925-51.9% |
| Participation rate | 18.4% | 41.7%-23.3pp | 52.5%-34.1pp | 67.7%-49.2pp |
| Annual return | 12.93% | 35.30%-22.4pp | 1709.28%-1696.3pp | 35.65%-22.7pp |
| Employer contribution / active EE | $276 | $671-58.9% | $1,040-73.5% | $2,756-90.0% |
| Participant deferral / active EE | $509 | $1,228-58.5% | $1,954-73.9% | $4,299-88.2% |
| Admin fee / account holder | $3,831 | $2,432+57.5% | $2,825+35.6% | $6,940-44.8% |