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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,040 | $27,936+21.8% | $58,561-41.9% | $75,173-54.7% |
| Participation rate | 28.0% | 38.8%-10.8pp | 50.9%-22.9pp | 67.2%-39.2pp |
| Annual return | 939.95% | 44.21%+895.7pp | 4251.33%-3311.4pp | 160.72%+779.2pp |
| Employer contribution / active EE | $333 | $670-50.3% | $1,053-68.4% | $2,671-87.5% |
| Participant deferral / active EE | $397 | $1,202-67.0% | $1,923-79.3% | $4,126-90.4% |
| Admin fee / account holder | $10,453 | $1,727+505.4% | $2,520+314.7% | $5,651+85.0% |