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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,274 | $165,361-58.1% | $149,715-53.7% | $158,950-56.4% |
| Participation rate | 70.6% | 84.6%-14.0pp | 82.5%-11.9pp | 82.0%-11.4pp |
| Annual return | 10.28% | 348.24%-338.0pp | 276.66%-266.4pp | 302.91%-292.6pp |
| Employer contribution / active EE | $0 | $5,103-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $12,195 | $7,182+69.8% | $6,842+78.2% | $5,983+103.8% |
| Admin fee / account holder | $13,969 | $10,808+29.2% | $9,310+50.0% | $11,248+24.2% |