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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,177 | $29,716+11.6% | $56,077-40.8% | $80,925-59.0% |
| Participation rate | 30.0% | 41.7%-11.7pp | 52.5%-22.5pp | 67.7%-37.7pp |
| Annual return | 14.51% | 35.30%-20.8pp | 1709.28%-1694.8pp | 35.65%-21.1pp |
| Employer contribution / active EE | $440 | $671-34.4% | $1,040-57.7% | $2,756-84.0% |
| Participant deferral / active EE | $1,505 | $1,228+22.5% | $1,954-23.0% | $4,299-65.0% |
| Admin fee / account holder | $958 | $2,432-60.6% | $2,825-66.1% | $6,940-86.2% |