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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,177 | $29,733+11.6% | $56,025-40.8% | $80,959-59.0% |
| Participation rate | 30.0% | 41.7%-11.7pp | 52.5%-22.5pp | 67.7%-37.7pp |
| Annual return | 14.51% | 35.28%-20.8pp | 1712.69%-1698.2pp | 35.67%-21.2pp |
| Employer contribution / active EE | $440 | $672-34.5% | $1,042-57.7% | $2,757-84.0% |
| Participant deferral / active EE | $1,505 | $1,229+22.4% | $1,955-23.0% | $4,300-65.0% |
| Admin fee / account holder | $958 | $2,434-60.6% | $2,828-66.1% | $6,925-86.2% |