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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,827 | $165,381+15.4% | $149,730+27.4% | $158,966+20.0% |
| Participation rate | 93.3% | 84.6%+8.8pp | 82.5%+10.9pp | 82.0%+11.4pp |
| Annual return | 13.25% | 348.29%-335.0pp | 276.70%-263.5pp | 302.95%-289.7pp |
| Employer contribution / active EE | $1,893 | $5,104-62.9% | $4,645-59.2% | $4,762-60.3% |
| Participant deferral / active EE | $5,737 | $7,182-20.1% | $6,843-16.2% | $5,983-4.1% |
| Admin fee / account holder | $1,550 | $10,809-85.7% | $9,310-83.4% | $11,250-86.2% |