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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,450 | $138,075-29.4% | $123,552-21.1% | $135,379-28.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 38.17% | 153.70%-115.5pp | 119.20%-81.0pp | 519.79%-481.6pp |
| Employer contribution / active EE | $1,851 | $5,152-64.1% | $4,628-60.0% | $4,779-61.3% |
| Participant deferral / active EE | $4,253 | $6,800-37.5% | $6,426-33.8% | $5,609-24.2% |
| Admin fee / account holder | $7,145 | $10,917-34.6% | $9,285-23.0% | $10,828-34.0% |