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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,456 | $185,856-42.7% | $170,028-37.4% | $139,456-23.7% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 24.83% | 60.52%-35.7pp | 53.39%-28.6pp | 373.45%-348.6pp |
| Employer contribution / active EE | $2,746 | $7,593-63.8% | $6,788-59.5% | $4,753-42.2% |
| Participant deferral / active EE | $4,143 | $11,623-64.4% | $10,409-60.2% | $6,711-38.3% |
| Admin fee / account holder | $3,526 | $15,387-77.1% | $12,820-72.5% | $11,407-69.1% |