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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,674 | $148,629-72.0% | $135,982-69.4% | $139,487-70.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 4.05% | 79.33%-75.3pp | 68.32%-64.3pp | 373.84%-369.8pp |
| Employer contribution / active EE | $8,486 | $5,247+61.7% | $4,859+74.6% | $4,755+78.5% |
| Participant deferral / active EE | $925 | $8,102-88.6% | $7,760-88.1% | $6,713-86.2% |
| Admin fee / account holder | $16,503 | $12,406+33.0% | $10,767+53.3% | $11,407+44.7% |