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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,678 | $138,114-64.8% | $125,391-61.2% | $134,545-63.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.22% | 750.88%-768.1pp | 572.41%-589.6pp | 418.37%-435.6pp |
| Employer contribution / active EE | $8,324 | $5,246+58.7% | $4,816+72.8% | $4,742+75.5% |
| Participant deferral / active EE | $18,160 | $7,801+132.8% | $7,448+143.8% | $6,401+183.7% |
| Admin fee / account holder | $690 | $11,570-94.0% | $10,009-93.1% | $11,431-94.0% |